ACCOUNT OPENING
Turn more applications into funded accounts and long-term relationships.
SavvyMoney Account Opening combines a streamlined digital experience with real-time credit data and personalized offers to help financial institutions increase funding rates, approve more qualified consumers, and drive immediate engagement.
Lending, core, digital banking, and third-party integrations
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Up to 55% auto-approval rate
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Up to 40% application lift
From Application to Funding, Fast.
SavvyMoney delivers a streamlined account opening experience across deposit and lending products. A single digital flow reduces friction, improves completion rates, and increases funded accounts while providing real-time visibility and scalable decisioning.
Tailored Experiences
Existing consumers move through a simplified experience with fewer steps, while new applicants are guided through identity verification and seamlessly booked to core systems.
Instant Funding
Support debit card, ACH, and internal transfers to fund accounts immediately and increase the percentage of accounts funded on day one.
Intelligent Cross-Sell
Real-time credit data surfaces personalized, pre-qualified offers during onboarding, helping convert new accounts into funded loans, active cards, and deeper relationships.
Deposit Account Opening
Convert high-intent consumers into funded accounts through a streamlined digital experience. Automated identity verification, OFAC and KYC checks, and direct core booking reduce friction and accelerate approval.
Support debit card, ACH, and internal transfer funding to activate accounts immediately. The result is faster funding, lower abandonment, and stronger engagement from day one.
Loan Account Opening
Streamline digital loan applications with integrated credit data, automated decisioning, and fast funding. Reduce manual review, accelerate approvals, and move qualified consumers to funded loans more efficiently.
Present pre-qualified offers during onboarding to increase conversion and grow lending relationships when intent is highest.
Let's Talk Growth
If you’re a bank, credit union, or fintech ready to turn credit insights into funded accounts, schedule a demo to see how SavvyMoney integrates directly into your digital banking experience.
