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Savvymoney instantaccess

You can't act on intelligence you don't have.

With standard opt-in, your analytics can only see about 4 in 10 of your digital banking users on average. That means most of your digital base is missing from your credit intelligence, targeting and personalized offers.

InstantAccess changes that—seamlessly enrolling nearly your entire digital banking base. No separate sign-up. No new contract.

Gen Z Woman on Phone in Park Smiling

What happens when you go from seeing 4 in 10 users to nearly your entire digital base?

122%

more funded loans

104%

more application clicks

96%

of users enrolled in the first 30 days

41%

of users moved up a credit score tier

“More data, more opportunities. All while creating a deeper relationship with your consumers.”

Sara Portis

Senior Solutions Consultant, SavvyMoney

InstantAccess is seamless. Here's how it works.

1. Enrollment

Users accept your digital banking terms and are enrolled automatically. There’s no separate sign-up to abandon.

2. Coverage

Your analytics get real credit profiles on nearly your whole digital base instead of a self-selected slice, refreshed continuously.

3. Targeting

You can build lead lists on actual credit behavior: who’s carrying a balance at another lender, who’s rate-shopping, who just moved into a new tier. From there, you can identify the next likely product per consumer.

4. Revenue

Pre-qualified offers reach those consumers before they finance somewhere else.

+67% Monthly Loan Volume

Copper State Credit Union reached 91% adoption after switching. Their lending team now pulls targeted lead lists from SavvyMoney Analytics to reach members before they borrow elsewhere. Influenced funded dollars rose 40%.

+64% Funded Loan Dollars

A $170M credit union switched and saw offer clicks rise 59%. Same pattern: more enrolled members, more qualified offers, more funded loans.

More visibility. More opportunities to grow.

See what happens when you expand from standard opt-in to your entire digital banking base. In 20 minutes, our team can show you your current enrollment and the potential impact of InstantAccess on targeting, offers and funded loans.