Our Story

What We Do

We’re the web’s best resource for people paying off debt.

Yes, there are lots of “debt websites” that make lots of promises to people who are desperate – you’ve seen all those suspicious debt settlement, bankruptcy or debt consolidation ads. That's not us.

Rather, SavvyMoney is the best site for people who aren't enormously in trouble, but who have realized they've been asleep at the credit wheel and need to do something about it, before it's too late. We're rebranding 'I'm in debt' to 'I owe some money', because we think that's how people really think about debt. We offer free tools you can use to work out what debts to focus on first as well as a membership product that takes the hard work out of optimizing your payments and keeps you on the pay off path.

Our customers are ordinary, hard working Americans who are smart enough to realize there are no 'quick fixes' when you're in debt. They know that being smarter about paying off what you owe you can save a LOT of money.

Why We Started

Most people know that the longer you take to pay back loans the more it costs you…interest mounts up over time! Many people know that there are things ‘smart people’ do to pay their loans off faster…but don’t know exactly what those strategies are.

We started SavvyMoney to bring those strategies to as many people as possible.

Our Products

  • SavvyMoney Checkup: A free financial assessment to evaluate your debt and expenses relative to your income and suggestions to help improve your situation. SavvyMoney Checkup has been designed especially for Credit Union members.

  • DebtScore.com: If you owe money, you should know your debt score. This free calculator tells you what percent of your paycheck is being eaten up by debt, but it goes further, telling you the type of debt that’s weighing you down. It’s even adjusted based on your age.

  • DIY Payoff Newsletter: We draw inspiration from our community members to research the smartest ways to cut expenses and interest off your loans. Then we pack these ideas into a free, quick and easy email that we’ll send you every week.

  • SavvyMoney Pro: A comprehensive and absolutely smartest way to get you out of debt in the shortest possible time. You plug in all of your accounts and set a pay off goal and we give you a custom payoff plan. This solution really works. Since 2008 we’ve been helping thousands of people pay off over a billion dollars in debt!

Spread the word

The tools we offer have changed people’s lives…so we want more people to know about them. So if you know someone who could use some good old fashioned smarts around paying off what they owe, let them know about us!

Meet the team