Mixed Credit Files: When Someone Else’s Information is on Your Credit Report

Tips to help when you have a mixed credit file.

Should You Close Unused Credit Cards?

Learn what to do with unused credit cards.

Your Credit Report Account Statuses Explained

Here’s a guide to what select account status terms mean on your credit reports. 

Why 50% is OK, But 30% Credit Utilization is Better

For those with a higher utilization rate, paying down your balance can really pay off. 

How Long Does It Take for Your Credit Report to Update?

Get insight into how and when credit reports update your information.

The Fair Credit Reporting Act: What It Is and Why It Matters

Get insights on the Fair Credit Reporting Act (FCRA) and how it impacts you.

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