Protect Your House

Protect Your House

Recently, more than 800 million mortgage-related files were leaked by title insurance company First American Financial Corporation. The data — which included consumers’ bank-account numbers, Social Security numbers and more — was exposed due to an error in the company’s site. This massive mistake serves as a good reminder that you should be cautious about your financial data when going through the house-buying process. Here’s some tips on how to do just that.

Update Your Passwords

As Marketwatch reports, there will be lots of sensitive information shared when buying a house. Before you start that process, change all of your passwords and enable two-factor authentication if it’s an option.

Ask About Security

Ask every mortgage lender about their cybersecurity policies. If they don’t have a good answer — at the very least, they should be keeping all info in encrypted databases — you should go with someone else.

Avoid Email

If you receive an email from a bank, mortgage or real-estate agent asking for important documents, don’t reply. Instead, call the agent and verify the request came from them. Many scams involve someone posing as an agent and requesting emailed information. If possible, always opt to bring the data to the agent in person or via a phone call.

Articles
Is A Secure Credit Card Right For You?
Is A Secure Credit Card Right For You?

If you’re looking to open a credit card but either a) don’t have a credit history to speak of or b) have a credit score you aren’...

Read More

Getting A Degree?
Getting A Degree?

Is that associate’s degree worth it? A new study from The National Endowment for Financial Education (NEFE) and Ohio State Univer...

Read More

How Many Credit Cards Should I Have?
How Many Credit Cards Should I Have?

While there’s no one definitive answer to the question of how many credit cards one “should” have, the rule of thumb is to have n...

Read More

Good and Bad
Good and Bad

It can be tempting to consider all debt as a negative, but that’s just not the case. There is “good” debt and “bad” debt. Seems a...

Read More

More Mortgages
More Mortgages

We always advise you to shop around for the best value, no matter the purchase. Buying a car? Shop around. Looking to change heal...

Read More

How To Consolidate Your Debt
How To Consolidate Your Debt

Having multiple sources of debt can make you feel like you’re being pulled in several different directions at once, and can take ...

Read More

Understanding The Difference Between Mortgage Prequalification And Preapproval
Understanding The Difference Between Mortgage Prequalification And Preapproval

So, you want to buy a home. Exciting! But as you may also be aware the mortgage process can be convoluted and confusing. Try to g...

Read More

Smart Car
Smart Car

According to the Federal Reserve, the three biggest debts for the average American are mortgages, student loans and auto loans. A...

Read More

Rates Look Like They’re Headed Down.  Is It Time To Refi Your Mortgage?
Rates Look Like They’re Headed Down. Is It Time To Refi Your Mortgage?

You may have heard the term “refinance” many times over the years, but what does it mean, exactly? Whenever you refinance your mo...

Read More

Website Terms of Service

Please read these "Website Terms of Service" carefully before using SavvyMoney Checkup ("site", "website"). Accessing this site, or making this site available to any third party, indicates that you have read and accept these terms.

  1. Materials. Materials in this site are copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission.
  2. Links to Third-Party Sites. Linked, third-party sites from website are not under the control of the Licensor. The Licensor is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.
  3. Confidentiality of Codes, Passwords and Information. Licensee agrees to treat as strictly private and confidential any username, password, user ID, and all information to which you have access through password-protected areas of website.
  4. Maintenance. Licensor shall provide Licensee any new, corrected or enhanced version of the site as it becomes available. Such enhancement shall include all modifications to the site which increase the speed, efficiency or ease of use of the site, or add additional capabilities or functionality to the site, but shall not include any substantially new or rewritten version of the site.
  5. Limitation of Liability. Licensor shall not be responsible for, and shall not pay, any amount of incidental, consequential, or other indirect damages, whether based on lost revenue or otherwise, regardless of whether Licensor was advised of the possibility of such losses in advance. In no event shall Licensor's liability exceed the amount of license fees paid by Licensee, regardless of whether Licensee's claim is based on contract, tort, strict liability, product liability or otherwise.