Better Budgeting

Better Budgeting

Sticking to a budget is one of those things that sounds easier than it is. You can understand the concept of budgeting through and through and still, come the end of the month, something is off. If one of your New Year Resolutions is to become better at budgeting, you might want to try one of the strategies below.

Set Goals

As USA Today reports, sticking to a budget isn’t as simple as adding and subtracting. One way to keep on track is to set goals. Those goals will then inform your spending and saving strategies. You might want to save for a new car, a new apartment, or eliminate credit card debt. Whatever the goals are, having them set (preferably in writing) will help you focus, which will in turn keep your budget intact.

Use a Trick

You can curb spending by using any number of tricks. You could shop only with a specific amount of cash each month, and once that cash runs out, that’s it — no more spending. You could use an app or spreadsheets. When you find a trick that works for you, stick with it.

Learn to Say No

If you want to stick to a budget, you’re likely going to have to say “no” sometimes. No to a dinner out. No to a new computer when your old one is working just fine. No to another subscription service that you won’t use for more than a couple months. As you do it, remind yourself that what you’re really doing is saying “yes” to one of your longer-term goals. Being able to say “no” to expenses will help keep your budget going strong.

Articles
The Early Tax Bird
The Early Tax Bird

You probably don’t want to start thinking about taxes just yet. After all, the deadline is in April, and if you request an extens...

Read More

Scam Season
Scam Season

According to the IRS, it stopped 649,000 fraudulent tax returns that sought $3.1 billion in refunds during tax year 2018. The yea...

Read More

Adding Up
Adding Up

Car dealerships make a good amount of their money through tacked on services. That means you need to be aware of those offerings ...

Read More

Life is Complicated
Life is Complicated

According to a study from the insurance advocacy group Life Happens, about 57 percent of American adults own a life insurance pol...

Read More

Who Is Your Realtor Working For?
Who Is Your Realtor Working For?

Whether you’re a veteran homebuyer considering a move, or a novice about to make your first purchase chances are you’re about to ...

Read More

Only 50% of Workers Got a Pay Raise This Year
Only 50% of Workers Got a Pay Raise This Year

Are you feeling bummed that you weren’t graced with a pay raise this year? You’re not alone. This year, only half of workers got ...

Read More

Financial Resolutions
Financial Resolutions

...

Read More

The Time is Now
The Time is Now

The year might be almost over, but there is just enough time left to make sure you start 2020 on the right financial foot. Make t...

Read More

Set Financial Resolutions for the New Year
Set Financial Resolutions for the New Year

Eighty percent of people fail to actually achieve their New Year’s goals every year, according to U.S. News & World Report. ...

Read More

Website Terms of Service

Please read these "Website Terms of Service" carefully before using SavvyMoney Checkup ("site", "website"). Accessing this site, or making this site available to any third party, indicates that you have read and accept these terms.

  1. Materials. Materials in this site are copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission.
  2. Links to Third-Party Sites. Linked, third-party sites from website are not under the control of the Licensor. The Licensor is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.
  3. Confidentiality of Codes, Passwords and Information. Licensee agrees to treat as strictly private and confidential any username, password, user ID, and all information to which you have access through password-protected areas of website.
  4. Maintenance. Licensor shall provide Licensee any new, corrected or enhanced version of the site as it becomes available. Such enhancement shall include all modifications to the site which increase the speed, efficiency or ease of use of the site, or add additional capabilities or functionality to the site, but shall not include any substantially new or rewritten version of the site.
  5. Limitation of Liability. Licensor shall not be responsible for, and shall not pay, any amount of incidental, consequential, or other indirect damages, whether based on lost revenue or otherwise, regardless of whether Licensor was advised of the possibility of such losses in advance. In no event shall Licensor's liability exceed the amount of license fees paid by Licensee, regardless of whether Licensee's claim is based on contract, tort, strict liability, product liability or otherwise.