Cell Savings

Cell Savings

Your daily life now likely involves spending a lot of time on your phone. That’s because we live online more than ever and our phones are essentially tiny computers. Everything is a just a finger-tip press away. Of course phone carriers have noticed that increase in phone dependence, and have likewise increased the price to use one. Here are some ways to reduce your phone bill while still using it as often as you do now.

Go No Contract

One way to save on your phone bill is to switch to a no-contract plan. Current contract plans are really just a way to finance your phone, with the cost of it built into every bill. If you use a no-contact plan you’ll have to pay the full price of your new phone upfront, but your monthly bills will be lower because you’re no longer on the hook for that phone. Note: A twist on this is to keep the phone after you have paid it off.

Study Your Data

No matter what your data plan is, you should use wi-fi as often as possible. You pay for data usage via your plan, you don’t pay for wi-fi usage. Having said that, you can likely lower your bill by examining your data usage. Are you constantly getting charged for going over the limit? You might save money by switching to an unlimited data plan. If you rarely use data, you can try switching to a lower-tier plan to save some cash.

Consider Sharing

If you have phone-using teens at home, consider switching to a family plan. These plans are typically cheaper than having a few individual plans. Just remember to use wi-fi as often as possible and monitor data usage closely.

Go Paperless

As US News reports, most cell carries will give you a discount if you switch to paperless billing. It’s usually a small discount, but every little bit helps.

Articles
Avoid and Excel
Avoid and Excel

Saving for retirement can be quite daunting, so it’s important to make it as easy as possible for yourself. One way to do that? B...

Read More

Small Security
Small Security

When it comes to income during retirement, you should think of Social Security payments as the icing on the cake, but not the ent...

Read More

Social Security Scare?
Social Security Scare?

According to a recent report from Nationwide, 59 percent of older workers are worried that Social Security will be unable to pay ...

Read More

How To Make the Most Out of Your Side Hustle Income
How To Make the Most Out of Your Side Hustle Income

What are you doing when you’re off the company clock? Exercising? We hope so. Spending time with friends? That, too. But have...

Read More

Stock Up
Stock Up

We’ve often preached the good word of emergency funds because they’re vital to your financial health. When life takes an unexpect...

Read More

Hurdle Retirement Obstacles
Hurdle Retirement Obstacles

According to a recent study by the Transamerica Center for Retirement Studies, the median retirement savings for Americans in the...

Read More

The Easy Path to Frugality
The Easy Path to Frugality

You can be more frugal with your money if you want to be. There’s no trick to it, it’s all about little, daily behavior changes t...

Read More

Three Reasons Why You Need an Emergency Fund
Three Reasons Why You Need an Emergency Fund

An emergency fund is a key component in maintaining your financial health. The only thing certain about life is that it is uncert...

Read More

How to keep living on less, even when you get a raise
How to keep living on less, even when you get a raise

Your boss called you into her office and, no, she didn’t fire you. (Whew.) Instead, she offered you a raise! Back at your desk yo...

Read More

Website Terms of Service

Please read these "Website Terms of Service" carefully before using SavvyMoney Checkup ("site", "website"). Accessing this site, or making this site available to any third party, indicates that you have read and accept these terms.

  1. Materials. Materials in this site are copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission.
  2. Links to Third-Party Sites. Linked, third-party sites from website are not under the control of the Licensor. The Licensor is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.
  3. Confidentiality of Codes, Passwords and Information. Licensee agrees to treat as strictly private and confidential any username, password, user ID, and all information to which you have access through password-protected areas of website.
  4. Maintenance. Licensor shall provide Licensee any new, corrected or enhanced version of the site as it becomes available. Such enhancement shall include all modifications to the site which increase the speed, efficiency or ease of use of the site, or add additional capabilities or functionality to the site, but shall not include any substantially new or rewritten version of the site.
  5. Limitation of Liability. Licensor shall not be responsible for, and shall not pay, any amount of incidental, consequential, or other indirect damages, whether based on lost revenue or otherwise, regardless of whether Licensor was advised of the possibility of such losses in advance. In no event shall Licensor's liability exceed the amount of license fees paid by Licensee, regardless of whether Licensee's claim is based on contract, tort, strict liability, product liability or otherwise.