Money Talks

Money Talks

The holidays are fast approaching, and that means three things: Visiting family, eating too much and avoiding awkward conversations. Whatever you celebrate — Thanksgiving, Hanukkah, Kwanzaa — there’s a good chance at least once during those revelries you’ll be stuck in a conversation that has no good ending. Here are some ways to avoid/deal with those conversations that center on money in particular.

  • Let Good Things Be Good. If you’re in a great spot financially, there’s no need to bring that up to others. It might be tempting to discuss the new raise, excellent stock returns or sudden influx of cash, but you should hold back. The reason? You just never know what others are going through, so err on the side of caution. If your uncle just lost his job, hearing about your big raise is only going to make things awkward for him and you.
  • Listen, Listen, Listen. On the flip side of holding back from sharing excessively positive financial news, if someone shares some negative news, you don’t have to say anything. Yes, it’s true! Instead of giving advice or sharing your story, just listen to them. Sometimes people simply need to vent; so give them that space. As US News reports, if you truly have some words or wisdom that could help them, save it for a one-on-one conversation.
  • Don’t Take It. If a loved one offers you a business deal or a personal loan while at the dinner table, just say no. First of all, mixing money and family is usually asking for trouble. Secondly, something like this needs to be discussed in detail and in private. Especially since there’s a chance you’ve had a couple glasses of wine during dinner. Just like trying to help that loved one who disclosed some bad financial news, it’s a better idea to shift the deal-making conversations to a private time.
  • Articles
    Better Me Than You
    Better Me Than You

    If you want something done right, you have to do it yourself. How much you agree with that old cliche might depend on if you iden...

    Read More

    Looking for More Than Love
    Looking for More Than Love

    Recently, Federal law enforcement officers charged 80 scammers with stealing more than $46 million from the elderly, business ow...

    Read More

    Some Tips on Tipping
    Some Tips on Tipping

    Tipping etiquette varies by who you ask. Ask 10 of your friends who they tip, why, and how much, and you’ll likely get at least 8...

    Read More

    Merge Ahead
    Merge Ahead

    If you’ve recently been married or are moving in with a serious partner, it might be time to merge your finances. While it’s no e...

    Read More

    Combating Money Anxieties in the LGBTQ Community
    Combating Money Anxieties in the LGBTQ Community

    Anxiety. Shame. Depression. Pessimism towards personal finance.These are just a few of the things that more adults in the LGBTQ c...

    Read More

    The Best Ways To Approach Difficult Money Conversations
    The Best Ways To Approach Difficult Money Conversations

    Some 44% of Americans say money is tougher to talk about than politics, religion, even death according to a survey from Wells Fa...

    Read More

    Cheaters Never Win
    Cheaters Never Win

    Talking with your partner about money isn’t the easiest subject. While it might take some gumption and time to have difficult fin...

    Read More

    Financial Infidelity In Your Relationship? Here’s What To Do
    Financial Infidelity In Your Relationship? Here’s What To Do

    Do you ever find yourself coming home from the store and hiding your purchases from your partner, or has your partner ever taken a...

    Read More

    How Parents Can Find More “Me” Time
    How Parents Can Find More “Me” Time

    Being a parent is a full-time job. And for some of us it’s a full-time job on top of our actual full-time jobs — which leaves us ...

    Read More

    Website Terms of Service

    Please read these "Website Terms of Service" carefully before using SavvyMoney Checkup ("site", "website"). Accessing this site, or making this site available to any third party, indicates that you have read and accept these terms.

    1. Materials. Materials in this site are copyrighted and all rights are reserved. Text, graphics, databases, HTML code, and other intellectual property are protected by US and International Copyright Laws, and may not be copied, reprinted, published, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission.
    2. Links to Third-Party Sites. Linked, third-party sites from website are not under the control of the Licensor. The Licensor is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.
    3. Confidentiality of Codes, Passwords and Information. Licensee agrees to treat as strictly private and confidential any username, password, user ID, and all information to which you have access through password-protected areas of website.
    4. Maintenance. Licensor shall provide Licensee any new, corrected or enhanced version of the site as it becomes available. Such enhancement shall include all modifications to the site which increase the speed, efficiency or ease of use of the site, or add additional capabilities or functionality to the site, but shall not include any substantially new or rewritten version of the site.
    5. Limitation of Liability. Licensor shall not be responsible for, and shall not pay, any amount of incidental, consequential, or other indirect damages, whether based on lost revenue or otherwise, regardless of whether Licensor was advised of the possibility of such losses in advance. In no event shall Licensor's liability exceed the amount of license fees paid by Licensee, regardless of whether Licensee's claim is based on contract, tort, strict liability, product liability or otherwise.