Take A Pause

Bills you don’t have to pay during the pandemic

The coronavirus has made paying bills a struggle for many. Thankfully, there are federal, state and local organizations providing some relief. If you’re having a tough time, it’s worth taking advantage of the help being offered. Here are some bills that you may not have to pay during the pandemic.


According to the Mortgage Bankers Association, 3.8 million American homeowners are now in mortgage forbearance plans. If you have a federally-backed loan, you can request forbearance for 180 days, with an option to get an additional 180 days added later. If you have a private loan, contact your lender to see what options they have available.


Some states are providing relief on utility payments. If there isn’t something available locally, contact your utility company and ask about pandemic relief programs.

Student Loans

Under an executive order from the President, federally-backed held student loan and interest payments are now paused through December 31. (The original CARES Act deadline was September 30.) Again, if you have a private loan, contact your lender. Many private lenders are also offering relief.

Credit Cards

Contact your credit card holder to see what type of financial relief packages they are offering. Many times they are willing to work with you. Aid packages often include a pause or reduction on payments, no late fees and interest forbearance.

Car Payments

Much like credit card holders, you can likely pause or reduce payments on your vehicle. As US News reports, you just have to call your lender and discuss the options.

Chris O'Shea

Chris O'Shea