credit cards and divorce

[sopranotoo]

my husband and I are getting a divorce - I am getting phone calls at the house from his credit cards. One of them told me I am responsible for his payments if he doesn't make them since we live in Tennessee. Is this true? What can I do to protect myself from getting stuck with more bills than I can pay??

[Debtonate]

Sopranotoo

CC companies are right. If your name is on the account, you'll be responsible for the debt even if you agree that he assumes the liability as part of the divorce settlement.

Your best course of action is to clean up your finances in advance by taking the other part off any debt as you divide them up BEFORE you file for divorce. I'm sure that your attorney can help. Just remember to do if BEFORE you file for divorce, as it becomes harder to do afterward.

[sopranotoo]

What's so bad is I don't even know what cards these are! I don't know if he used my name on them or not! Another question to add to the list for my lawyer. Thanks for your input.

[ThriftyMan]

sopranotoo

Good luck with this. I know it's not what you what to have to deal with when you're going through a tough time. Best of luck.