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Your credit score directly influences your APRs. Lowering your rates can help you pay less and get out of debt more quickly.

  1. How has paying off debt improved your credit score?

    One of the biggest short term impacts you'll see from starting to work on your debt is the impact on your credit score. Thankfully, this can happen...

    Started by ThriftyMan, April 11th, 2011 07:38 PM
    credit score
    • Replies: 9
    • Views: 10,151
    Debtonate
    March 20th, 2012 02:23 PM Go to last post

  2. how do i know when to close an account?

    I have 5 credit cards but don't use two of them. they both have annual fees so i wanna cancel them. will that hurt my credit score? how will i...

    Started by chitowndemon, December 2nd, 2011 01:31 PM
    • Replies: 1
    • Views: 2,410
    ThriftyMan
    December 2nd, 2011 06:26 PM Go to last post

  3. What are the techniques of lowering Interest Rate?

    I recently called American Express and was able to lower my interest rate. I was so excited about that so I called my other credit card companies...

    Started by pywong0501, December 1st, 2011 05:18 PM
    • Replies: 0
    • Views: 1,608
    pywong0501
    December 1st, 2011 05:18 PM Go to last post

  4. New Credit & Types of Credit Used

    New Credit & Types of Credit Used each make up 10% of your score. Because they're the "least important" categories, they often get short shrift in...

    Started by darren.hanson, April 11th, 2011 02:28 PM
    • Replies: 0
    • Views: 2,186
    darren.hanson
    April 11th, 2011 02:28 PM Go to last post

  5. Credit Utilization, Length of Credit History & Payment History

    Okay, folks. Time for a bit of a lesson today. So pull up a chair and break out your note pad. Credit scores are roughly 30% credit utilization,...

    Started by darren.hanson, March 31st, 2011 01:50 PM
    • Replies: 0
    • Views: 2,608
    darren.hanson
    March 31st, 2011 01:50 PM Go to last post

  6. Credit Score Overview

    Credit Scores: Your Credit History in a 3-Digit Number Before the advent of the credit score, lenders used to carefully review each potential...

    Started by ThriftyMan, March 24th, 2011 10:30 PM
    • Replies: 1
    • Views: 2,509
    darren.hanson
    March 24th, 2011 10:57 PM Go to last post

  7. How Payment History Impacts Your Credit Score

    Impact of Payment History According to FICO, your payment history accounts for 35% of your credit score. Since it's such a large part of your...

    Started by ThriftyMan, March 24th, 2011 10:54 PM
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    • Replies: 0
    • Views: 2,610
    ThriftyMan
    March 24th, 2011 10:54 PM Go to last post

  8. Cool Credit Utilization

    Credit Utilization (% of limit per card and overall) as I understand it represents approximately one-third of my credit score. Now I'm trying to...

    Started by darren.hanson, March 13th, 2011 07:25 PM
    • Replies: 1
    • Views: 8,102
    ThriftyMan
    March 13th, 2011 10:29 PM Go to last post

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