Your post inspired me to just call 2 of my credit accounts as well! I got both card rates lowered significantly!:o

I ran across an offer from Chase for their Slate card. 0% APR for 15 billing cycles and no balance transfer fees if transfers done in the first 60...

I decided to call Citibank to request to have my APR lowered. At first I thought it was a waste of time. I was surprised to hear them say that they...

I followed the Debtgoal script to try to reduce my current 16.24% APR on my Chase Rewards account. I was transferred to a manager after first...

I received a phone call from this place offering the service to help assist get credit card interest lowered. Actually this is the second time...

I have been going slow and steady with my debt now since 2008 and all of my credit cards are substantially paid down. Now I have approximately 13...

I just tried to lower my interest rate. Not only would they not do it, they "reviewed" my account and lowered my available credit to just over what I...

I received in the mail notifications that my rates were being lowered on 3 of my credit cards. I didn't call or ask or anything....just paying it...

Hi, when I first linked all my accounts to DebtGoal, it shows a lower mortgage payment (by about $500). Is this because you recommend I pay interest...

Hi All, I tried this morning to lower the interest rates on two Chase accounts and was told by a supervisor "due to current market conditions we...

I thought I would let folks about my experience this evening with Capital One. I called to see if I could get a lower interest rate. Instead of the...

Going to attempt to reduce the rate on my Exxon/Mobil card. Anyone have any tidbits of advice? Also, I noticed at the bottom of my statement is a...

Hi All, I thought I would let you all know that Citi reduced our rate from 19.99% to 10.74%. We didn't even have to ask. Before joining Debt...

Credit Card companies launched hardship assistance programs in 2008 to selectively help their financially distressed customers pay down their debt....

After finding Debt Goal, I finally swallowed my pride and called my credit card companies to ask for a rate reduction. I have NEVER been late and I...

:D please check your cards cardfully...had this card for yrs... just re-checked my statement, and there was a late fee of 39.00 on my...

I decided to transfer the balance from my target account (high interest) to my Bank Of America "Gold Option" Line of Credit (an account I have had...

I have been successful in the past at negotiating my rates down with credit card companies. But not so anymore since the economy took a dump. I...

I called all three of my creditors and they were pleased to work with me, except for Radio Shack. Their APR is 29.99 and they REFUSE to lower it. ...